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New October 2026 Desjardins Guarantee Advantage (MLTI) Campaign Out Now!
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The new October 2026 Guarantee Advantage Campaign is out now with enhanced returns in the Global Opportunities Basket in almost all terms.

 

Check it out:

à The 5 years & 2 days – Global Opportunities Basket – 0 – 40.2% - a potential annualized return of almost 7% per year (deposits of $250,000+)!

 

The October 2026 Guarantee Advantage features table is attached which opens for deposits on July 23rd and closes for deposits on September 23rd, 2026.

 

The initial date of the campaign is October 14th, 2026.                                                                                            

 

Desjardins Guarantee Advantage

 

  • Guaranteed minimum return or principal guaranteed at maturity (100% principal protection at maturity)
  • Risk-free access to securities of well-established companies
  • Higher return potential than fixed-interest term investments
  • No portfolio management and no management fees
  • 100% Death Benefit guarantee
  • Deposits accepted until the age of 95 years less a day
  • Eligible for registered and non-registered plans, including TFSAs
  • Can be used as a tax deferral strategy for individuals and corporations
  • Protected by Assuris
  • Desjardins is the largest provider of market linked term investments in Canada with 25% market share

 

The new version of the GA Tracking return tool is now available on Desjardins.com.

 

You can access it here: Return tracker tool for market-linked term investments

 

Returns_GA.pdf (updated every Friday)

 

Desjardins – Allocation simulator - RRIF income  (must be logged into Webi to use)

 

TermInvestmentContract.pdf (here you can see Desjardins GIA and Annuity Rates)

 

Here is the general link for Webi: Desjardins Insurance’s extranet for advisors | Webi

 

Guarantee Advantage & Annuities

P: 1-877-647-5435, option 1

F: 1-866-647-5092

savings@dfs.ca

 

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