1 Segregated Fund contracts are issued by The Empire Life Insurance Company (“Empire Life”). 2 This is the marketing name for the fund as an investment option under an Empire Life GIF contract. The fund’s legal name is Canoe EL Moderate Growth Protection Portfolio. 3 Canoe Financial LP is the manager of the Canoe Financial mutual funds, and Aegon USA Investment Management, LLC is the sub-adviser of certain Canoe Financial mutual funds. Canoe Financial is a Canadian, employee-owned, independent investment manager that provides a diversified range of investment solutions. Aegon USA Investment Management is a US-based SEC-registered investment adviser and is also registered as a Commodity Trading Advisor (CTA) with the Commodity Futures Trading Commission (CFTC) and is a member of the National Futures Association (NFA). Aegon USA Investment Management is part of Aegon Asset Management, the global investment management brand of the Aegon Group. A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Please read the information folder, contract and fund facts before investing. Past performance is no guarantee of future performance. Empire Life Investments Inc. is the Portfolio Manager of certain Empire Life segregated funds. Empire Life Investments Inc. is a wholly-owned subsidiary of The Empire Life Insurance Company. The FundGrade A+® rating is used with permission from Fundata Canada Inc., all rights reserved. Fundata is a leading provider of market and investment funds data to the Canadian financial services industry and business media. The Fund-Grade A+® rating identifies funds that have consistently demonstrated the best risk-adjusted returns throughout an entire calendar year. For more information on the rating system, please visit www.Fundata.com/ProductsServices/FundGrade.aspx. ® All trademarks are the property of their respective owners. FOR ADVISOR USE ONLY |