Hello Everyone, Please find in this email an update from iA, a heatmap on market indices and how they have impacted iA Funds as well as a summary of fund performance as of January 31, 2024. Increased GIF Rates We have recently increased our GIF rates considerably, the current rate for a 1 year at 100K is 4.65%, a full list of GIF and HISA rates can be found at this link - IA GIF & HISA/DIF Rates iA also offers a 60 day rate guarantee to provide clients more time to decide, the form F50-238A must be completed and sent to iav-transactions@ia.ca in order to put the rate hold on. A quick reminder that GIFs/GICs with an insurance company have considerable benefits over other institutions such as: · Beneficiary designation for estate planning purposes · Potential creditor protection · No estate settlement fees · Marketing Material Here Weekly Economic Updates from iAGAM Segregated Funds 1. iA Fund Performance Page (I would suggest sorting by Series 75/75 or 75/100 to make it more manageable) 2. Dollar Cost Averaging now available from the HISA/DIF, increased frequency also now available (monthly, bi-weekly, and weekly) - Details can be found here (Note: DCA from the HISA does not generate an upfront commission like the money market version, it pays out as the switches are made, similar to a PAC) Thank you for all of the continued support, Michael | 
